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Questions? 800-500-5695

Thank you very much for your help and work to get us LTC--and at the best rate.

We really appreciate it and definitely recommend you to others who need LTC. It's been a pleasure and we look forward to getting this finalized.

Pat and Rick O


Sample Premiums


We have attempted to give a random pricing sample from the top A-rated LTC insurance companies to show how premiums vary from one age to the next for the same benefits. The benefit package we selected is one of many different options you can choose from for each age range. Since we had to start somewhere, we gave pricing for a robust policy that would pay $4,000/month for all levels of care.

 

Caution!

Do not simply compare these prices to any quote given to you. it is important to understand:

 

 

Do not be fooled by low-end quotes and stripped-down (reduced benefit) policies designed to trick you into buying the cheapest product available. In this business especially, you get what you pay for, and it is invaluable to consult with a knowledgeable, impartial advisor! 

 

The Benefit packages for the following premiums include:

 

 

SINGLE APPLICANT*:
           

Benefit Period:   3 years Unlimited
Age 40 from $1,200 $1,800
  to $1,500 $2,500
Age 50 from $1,500 $2,500
  to $1,800 $2,800
Age 60 from $1,800 $2,800
  to $2,500 $3,300
Age 65 from $2,200 $2,800
  to $2,800 $3,600
 

 

DUAL/SPOUSAL APPLICANTS*:

 

Benefit Period:   3 years Unlimited
Age 40 from $1,600 $2,800
  to $1,900 $3,400
Age 50 from $2,300 $3,100
  to $2,700 $3,600
Age 60 from $2,400 $3,200
  to $3,400 $4,600
Age 65 from $2,400 $3,200
  to $3,600 $5,600

 

Applying as a couple is advantageous to achieve a significant reduction in the premium for each individual.

 

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